We have been a small, family operated business for over 16 years. We also have been with the Better Business Bureau for over 15 years with an A rating for customer satisfaction. We treat our customers fairly with payments and finance any one with a license and a down payment. The way our program works is simple. All you need is a 40% down payment, which takes care of the state tax, title, and the customers plate situation. After that we have a once a month payment and we let the customer choose their monthly payment to their affordability. Once we all agree on payment price, you come in 30 days after purchase of vehicle and make your monthly payments! Interest is all pro-rated, meaning the more you pay on your payments, the more you save in interest. We have an early payoff at any time the customer is ready. We understand people have hardships so we are wiling to work with our customers so we are all happy.